The 2% loan scheme gave the property market a real boost, but the funds for that programme have now run out.💰💰💰
The government has a new idea for helping people who dream of a home of their own 👉 the “Na Start” (“Start”) loan👈.

WHO IS IT FOR:
✅single applicants up to the age of 35
✅households of at least 2 people, with no age limit
✅people who do not own and have never owned a flat or a single-family house
✅families with one flat and at least 3 children

GENERAL TERMS (interest rate):
✅1.5% for 1- and 2-person households
✅1% for 3-person households
✅0.5% for 4-person households
✅0% for 5-person households

MAXIMUM AMOUNT ELIGIBLE FOR SUBSIDY under the “Na Start” loan (you can borrow any amount, but only the portion described below will be on preferential terms), depending on the number of people in the household:

⭕️1-person household – PLN 200,000
⭕️2-person household – PLN 400,000
⭕️3-person household – PLN 450,000
⭕️4-person household – PLN 500,000
⭕️5-person household – PLN 600,000

HOW DOES THE SCHEME WORK❓
The preferential interest rate applies for the first 10 years, with repayments in decreasing instalments, followed by equal instalments.
The interest rate is a weighted average of the preferential and the standard loan rate.